Jiayin Group Inc. (JFIN) — Financial statements
Income statement, balance sheet, and cash flow for Jiayin Group Inc. — annual and quarterly history with growth and margin analysis.
| Metric (CNY Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 866↓85.1% | 5,801↑6.1% | 5,467↑67.1% | 3,271↑83.7% | 1,780 | |
| Cost of Revenue | 192↓90.6% | 2,034↑1.1% | 2,012↑255.9% | 565↑68.3% | 336 | |
| Gross Profit | 674↓82.1% | 3,768↑9.0% | 3,455↑27.7% | 2,706↑87.3% | 1,445 | |
| Operating Expenses | ||||||
| R&D Expenses | 427↑14.7% | 372↑25.7% | 296↑36.7% | 217↑50.8% | 144 | |
| General & Administrative Expenses | 302↑36.9% | 221↑2.9% | 215↑10.7% | 194↑17.5% | 165 | |
| Selling & Marketing Expenses | 2,428↑26.9% | 1,914↑24.4% | 1,539↑42.3% | 1,081↑64.0% | 659 | |
| SG&A Expenses | 2,730↑27.9% | 2,135↑21.7% | 1,754↑37.5% | 1,275↑54.7% | 824 | |
| Other Expenses | -2,734↓22499.7% | 12↓83.2% | 73↑127.0% | 32↓27.9% | 44 | |
| Operating Expenses | 424↓83.2% | 2,520↑18.7% | 2,123↑39.3% | 1,524↑50.5% | 1,013 | |
| Total Costs & Expenses | 616↓86.5% | 4,553↑10.1% | 4,134↑97.9% | 2,089↑54.9% | 1,349 | |
| Operating Results | ||||||
| Operating Income | 250↓80.0% | 1,248↓6.3% | 1,332↑12.7% | 1,182↑173.6% | 432 | |
| Depreciation & Amortization | 10↓44.8% | 18↑88.9% | 9↓5.0% | 10↓36.4% | 16 | |
| EBITDA | 270↓78.6% | 1,266↓5.7% | 1,342↑12.6% | 1,192↑166.3% | 448 | |
| EBIT | 261↓79.1% | 1,248↓6.3% | 1,332↑12.7% | 1,182↑173.6% | 432 | |
| Interest & Other Income | ||||||
| Net Interest Income | 1↓93.2% | 18↑41.8% | 13↑4489.0% | 0.28↑262.2% | -0.17 | |
| Interest Income | 1↓93.2% | 18↑41.8% | 13↑4489.0% | 0.28↑262.2% | -0.17 | |
| Interest Expense | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Non-Operating Income | -11 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 11↓77.7% | 47↓77.7% | 213↑38.5% | 154↓4.9% | 162 | |
| Income Before Tax | 261↓79.9% | 1,295↓16.2% | 1,545↑15.7% | 1,336↑125.0% | 593 | |
| Income Tax Expense | 47↓80.3% | 239↓3.5% | 248↑59.3% | 155↑23.6% | 126 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 214↓79.8% | 1,056↓18.6% | 1,298↑9.9% | 1,180↑152.3% | 468 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 214↓79.8% | 1,056↓18.6% | 1,298↑10.0% | 1,180↑149.9% | 472 | |
| Bottom-Line Net Income | 214↓79.8% | 1,056↓18.6% | 1,298↑10.0% | 1,180↑149.9% | 472 | |
| EPS (Basic) | 4.16↓79.1% | 19.88↓18.0% | 24.24↑10.6% | 21.92↑150.2% | 8.76 | |
| EPS (Diluted) | 4.16↓79.1% | 19.88↓18.0% | 24.24↑10.6% | 21.92↑151.4% | 8.72 | |
| Weighted Average Shares | 51↓3.2% | 53↓0.7% | 54↓0.5% | 54↓0.6% | 54 | |
| Weighted Average Diluted Shares | 51↓3.2% | 53↓0.7% | 53↓0.6% | 54↓0.4% | 54 | |
* All figures in Millions of CNY, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.