Jiayin Group Inc. (JFIN) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Jiayin Group Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 9.75x | 2.34x | 1.52x | 0.72x | 1.60x | 4.25x |
| P/B Ratio | 0.47x | 0.79x | 0.83x | 0.69x | 27.15x | -2.33x |
| P/S Ratio | 2.41x | 0.43x | 0.36x | 0.26x | 0.42x | 0.83x |
| Profitability | ||||||
| Gross Margin | 77.9% | 64.9% | 63.2% | 82.7% | 81.1% | 81.6% |
| Operating Margin | 28.9% | 21.5% | 24.4% | 36.1% | 24.3% | 23.2% |
| Net Margin | 24.7% | 18.2% | 23.7% | 36.1% | 26.5% | 19.5% |
| EBITDA Margin | 31.2% | 21.8% | 24.5% | 36.4% | 25.1% | 25.0% |
| Liquidity | ||||||
| Current Ratio | 1.88x | 2.15x | 2.36x | 1.58x | 0.86x | 0.38x |
| Quick Ratio | 1.88x | 2.15x | 2.36x | 1.58x | 0.90x | 0.38x |
| Leverage | ||||||
| Debt/Equity | 0.16x | 0.02x | 0.03x | 0.02x | 1.26x | -0.02x |
YoY = year-over-year change. Source: FMP..