Texas Community Bancshares, Inc. (TCBS) — Financial statements
Income statement, balance sheet, and cash flow for Texas Community Bancshares, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 26↑22.7% | 21↑7.8% | 19↑34.0% | 14↑17.8% | 12 | |
| Cost of Revenue | 10↓0.5% | 10↑21.6% | 8↑232.0% | 2↑15.0% | 2 | |
| Gross Profit | 16↑44.4% | 11↓2.6% | 11↓7.3% | 12↑18.4% | 10 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 7↑0.3% | 7↓4.3% | 7↑20.8% | 6↑13.4% | 5 | |
| Selling & Marketing Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| SG&A Expenses | 7↑0.3% | 7↓4.3% | 7↑20.8% | 6↑13.4% | 5 | |
| Other Expenses | 5↓7.1% | 5↑19.5% | 5↑26.6% | 4↓11.0% | 4 | |
| Operating Expenses | 12↓2.9% | 13↑4.7% | 12↑22.9% | 10↑3.0% | 9 | |
| Total Costs & Expenses | 22↓1.8% | 23↑11.6% | 20↑65.4% | 12↑5.2% | 12 | |
| Operating Results | ||||||
| Operating Income | 3↑288.9% | -2↓90.1% | -0.94↓143.0% | 2↑256.3% | 0.61 | |
| Depreciation & Amortization | 0.00↓100.0% | 0.57↑35.5% | 0.42↓2.1% | 0.43↓1.4% | 0.44 | |
| EBITDA | 3↑378.2% | -1↓134.8% | -0.52↓119.7% | 3↑148.9% | 1 | |
| EBIT | 3↑288.9% | -2↓90.1% | -0.94↓143.0% | 2↑256.3% | 0.61 | |
| Interest & Other Income | ||||||
| Net Interest Income | 13↑8.0% | 12↑13.1% | 11↑6.4% | 10↑22.0% | 8 | |
| Interest Income | 22↑1.2% | 22↑18.1% | 19↑50.2% | 13↑19.2% | 11 | |
| Interest Expense | 9↓7.3% | 10↑25.1% | 8↑246.6% | 2↑7.9% | 2 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 3↑288.9% | -2↓90.1% | -0.94↓143.0% | 2↑256.3% | 0.61 | |
| Income Tax Expense | 0.52↑209.7% | -0.48↓133.3% | -0.20↓148.2% | 0.42↑354.8% | 0.09 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 3↑317.8% | -1↓78.0% | -0.73↓141.8% | 2↑238.6% | 0.52 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 3↑317.8% | -1↓78.0% | -0.73↓141.8% | 2↑238.6% | 0.52 | |
| Bottom-Line Net Income | 3↑317.8% | -1↓78.0% | -0.73↓141.8% | 2↑238.6% | 0.52 | |
| EPS (Basic) | 1.04↑331.1% | -0.45↓87.5% | -0.24↓141.4% | 0.58↑241.2% | 0.17 | |
| EPS (Diluted) | 1.00↑327.3% | -0.44↓83.3% | -0.24↓141.4% | 0.58↑241.2% | 0.17 | |
| Weighted Average Shares | 3↓6.5% | 3↓4.8% | 3↑1.1% | 3↑0.9% | 3 | |
| Weighted Average Diluted Shares | 3↓4.4% | 3↓2.5% | 3↑1.1% | 3↑0.9% | 3 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.