Texas Community Bancshares, Inc. (TCBS) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Texas Community Bancshares, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 17.24x | -34.07x | -58.99x | 26.50x | 89.83x | 63.56x |
| P/B Ratio | 0.91x | 0.85x | 0.81x | 0.83x | 0.77x | 1.49x |
| P/S Ratio | 1.92x | 2.13x | 2.24x | 3.22x | 3.80x | 3.85x |
| Profitability | ||||||
| Gross Margin | 60.9% | 51.7% | 57.2% | 82.7% | 82.3% | 75.8% |
| Operating Margin | 13.2% | -8.5% | -4.8% | 15.1% | 5.0% | 7.6% |
| Net Margin | 11.1% | -6.3% | -3.8% | 12.2% | 4.2% | 6.1% |
| EBITDA Margin | 13.2% | -5.8% | -2.7% | 18.1% | 8.6% | 11.1% |
| Liquidity | ||||||
| Current Ratio | 0.16x | 0.27x | 0.36x | 0.39x | 0.28x | 0.14x |
| Quick Ratio | 0.16x | 0.27x | 0.36x | 0.39x | 0.28x | 0.14x |
| Leverage | ||||||
| Debt/Equity | 0.85x | 0.96x | 1.43x | 1.12x | 0.46x | 0.96x |
YoY = year-over-year change. Source: FMP..