Unity Bancorp, Inc. (UNTY) — Financial statements
Income statement, balance sheet, and cash flow for Unity Bancorp, Inc. — annual and quarterly history with growth and margin analysis.
| Metric (USD Millions) | 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|---|
| Revenue & Gross Profit | ||||||
| Revenue | 188↑15.5% | 163↑8.2% | 151↑39.2% | 108↑13.0% | 96 | |
| Cost of Revenue | 61↓0.9% | 61↑18.2% | 52↑246.6% | 15↑88.1% | 8 | |
| Gross Profit | 128↑25.4% | 102↑3.0% | 99↑6.1% | 93↑6.3% | 88 | |
| Operating Expenses | ||||||
| R&D Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| General & Administrative Expenses | 39↑22.0% | 32↑0.6% | 32↑9.4% | 29↑9.3% | 26 | |
| Selling & Marketing Expenses | 0.00↓100.0% | 2↑12.2% | 1↑18.5% | 1↓1.9% | 1 | |
| SG&A Expenses | 39↑16.2% | 33↑1.1% | 33↑9.8% | 30↑8.8% | 28 | |
| Other Expenses | 14↓4.5% | 14↑9.1% | 13↑9.9% | 12↓1.8% | 12 | |
| Operating Expenses | 52↑10.0% | 48↑3.4% | 46↑9.8% | 42↑5.6% | 40 | |
| Total Costs & Expenses | 113↑3.9% | 109↑11.2% | 98↑71.9% | 57↑19.3% | 48 | |
| Operating Results | ||||||
| Operating Income | 76↑38.8% | 54↑2.6% | 53↑3.1% | 51↑6.8% | 48 | |
| Depreciation & Amortization | 0.00↓100.0% | 3↑8.3% | 2↓13.5% | 3↑71.3% | 2 | |
| EBITDA | 76↑32.5% | 57↑2.9% | 55↑2.2% | 54↑8.9% | 50 | |
| EBIT | 76↑38.8% | 54↑2.6% | 53↑3.1% | 51↑6.8% | 48 | |
| Interest & Other Income | ||||||
| Net Interest Income | 117↑18.7% | 99↑3.8% | 95↑5.4% | 90↑17.0% | 77 | |
| Interest Income | 174↑11.5% | 156↑8.5% | 143↑42.4% | 101↑18.8% | 85 | |
| Interest Expense | 57↓0.9% | 57↑17.8% | 48↑356.2% | 11↑37.3% | 8 | |
| Non-Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other Income / Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Income Before Tax | 76↑38.8% | 54↑2.6% | 53↑3.1% | 51↑6.8% | 48 | |
| Income Tax Expense | 18↑35.7% | 13↓2.6% | 13↑2.5% | 13↑7.9% | 12 | |
| Net Income & EPS | ||||||
| Net Income from Continuing Operations | 58↑39.8% | 41↑4.4% | 40↑3.3% | 38↑6.5% | 36 | |
| Net Income from Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Net Income | 58↑39.8% | 41↑4.4% | 40↑3.3% | 38↑6.5% | 36 | |
| Bottom-Line Net Income | 58↑39.8% | 41↑4.4% | 40↑3.3% | 38↑6.5% | 36 | |
| EPS (Basic) | 5.78↑40.0% | 4.13↑6.2% | 3.89↑6.3% | 3.66↑5.5% | 3.47 | |
| EPS (Diluted) | 5.67↑39.7% | 4.06↑5.7% | 3.84↑7.0% | 3.59↑4.7% | 3.43 | |
| Weighted Average Shares | 10↑0.0% | 10↓1.7% | 10↓2.9% | 11↑1.0% | 10 | |
| Weighted Average Diluted Shares | 10↑0.2% | 10↓1.3% | 10↓3.4% | 11↑1.5% | 11 | |
* All figures in Millions of USD, except per share data. Growth rates calculated Year-over-Year (YoY). Data source: SEC Filings.