Unity Bancorp, Inc. (UNTY) — Financial ratios
Profitability, liquidity, leverage, and valuation ratios for Unity Bancorp, Inc., with annual and quarterly history.
| Metric | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Valuation | ||||||
| P/E Ratio | 8.95x | 10.55x | 7.61x | 7.47x | 7.56x | 7.95x |
| P/B Ratio | 1.50x | 1.48x | 1.16x | 1.20x | 1.33x | 1.08x |
| P/S Ratio | 2.75x | 2.68x | 2.00x | 2.65x | 2.85x | 2.06x |
| Profitability | ||||||
| Gross Margin | 67.9% | 62.5% | 65.7% | 86.2% | 91.7% | 76.4% |
| Operating Margin | 40.1% | 33.4% | 35.2% | 47.5% | 50.3% | 34.2% |
| Net Margin | 30.8% | 25.4% | 26.3% | 35.5% | 37.7% | 26.0% |
| EBITDA Margin | 40.1% | 34.9% | 36.7% | 50.0% | 51.9% | 36.3% |
| Liquidity | ||||||
| Current Ratio | 0.16x | 0.10x | 0.15x | 0.13x | 0.18x | 0.05x |
| Quick Ratio | 0.16x | 0.10x | 0.15x | 0.13x | 0.18x | 0.05x |
| Leverage | ||||||
| Debt/Equity | 0.77x | 0.78x | 1.40x | 1.67x | 0.27x | 1.22x |
YoY = year-over-year change. Source: FMP..